Retail Mortgage Lending

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At Westfield Bank, we offer mortgage products designed to meet every lending need-from first-time homebuyer programs to jumbo mortgages and everything in between. No matter which product you choose, our retail lending experts will guide from prequalification to closing to ensure that your experience is fast, easy, and stress-free.

Generally, mortgage brokers enter into an agreement with a wholesale lender before they begin originating loans on the lender’s behalf. The lender is responsible for supporting the broker’s relationships with mortgage loan applicants and operating within current industry restrictions and guidelines.

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6 days ago. It's a crowded field, too. There are retail lenders, direct lenders, mortgage brokers , correspondent lenders, wholesale lenders and others, where.

Whether you're buying a new home or refinancing, Homebridge is your trusted home mortgage lender to help you find the right loan – FHA, First Time Home.

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I’ve already covered the mortgage underwriter’s role, so let’s take a look at what “loan processors” do seeing that they’re also key to getting your loan closed in a timely fashion.. Once a loan is originated by the mortgage broker or loan officer, the corresponding paperwork is sent along to a loan processor.. The loan processor is responsible for prepping and organizing the file.

including the recent data pointing to robust retail sales. The MBA’s refinance index decreased by 11% week over week, and the percentage of all new applications that were seeking refinancing dropped.